SELLER - Don't build a big cushion for negotiation - you don't need it and it might discourage buyers who are willing to pay your bottom line

BUYER - Hire your own agent to help you buy a home


BUYER - Bring a check when writing an offer for the security deposit


BUYER/SELLER - per appraiser John Baylan - appraiser will ask for a railing on FHA loans if there is a 24 inch drop

BUYER/SELLER - Per Appraiser, John M Boylan: Appraisers look at Assessed value to calculate tax liability only, not to determine value

BUYER - Don't just judge a home from a photo on the computer, drive by the property and check out the neighborhood and how the property looks like from the outside.